CREDIX DEBT MANAGEMENT

EXPERT DEBT COUNSELLORS

We consolidate all your debt repayments into one affordable instalment. We reduce monthly debt payments according to your budget and lower interest rates to keep the repayment term fair.

YOU ARE LEGALLY PROTECTED

Being under debt review means that debt collectors will no longer be able to contact you directly and your assets will also not be repossessed.

REDUCE YOUR DEBT BY UP TO 60%

We will negotiate with your credit providers and your TOTAL debt could be reduced by up to 60%.

MAKE ONE CONSOLIDATED PAYMENT

Instead of paying multiple accounts, you only make ONE reduced monthly payment to cover ALL of your costs.

WHY Debt Counselling?

The best way to protect your assets, unlock cash, and prepare you for a healthy financial life after debt.

 

You will become debt free within 24 - 60 months

 

It is a formal solution for over - indebted consumers governed by the National Credit Act of 2007

 

We will help you draw up a realistic monthly budget

Your debt counsellor will thoroughly review your budget with you.

 

Through our negotiations with your creditors, we reduce your monthly debt payments, unlocking more cash for living expenses

We negotiate with your creditors to reduce your interest rate. 

Top Reasons Why Choose Us!

2085

Total cases

2372

Happy clients

We have mandates to negotiate your terms and interest rate with 95% of credit providers. That has allowed us to negotiate our clients' credit interest rates from 27.5% down to 2.50%, on average.

Our counsellors understand that being over indebted is stressful and frightening. They help you understand your situation (debt review), draw up a solid financial plan (debt management), and negotiate a structured debt repayment plan with your credit provider (debt remedy).

Your registered debt counsellor will negotiate with your credit providers on your behalf.

Credit providers and debt collectors may no longer harass or threaten you.

Your home, car and salary will be safe from repossession.

Your debt will be consolidated without you needing a loan

You will only make one monthly repayment

Your monthly instalments will be reduced

You will be able to afford your living expenses.

You will only pay what you can afford.

It doesn’t leave a permanent record on your credit profile.

All of your debt counselling fees will be part of your repayment plan.

Need to talk to us?

nEED HELP GETTING RID OF YOUR DEBT?

GET IN TOUCH WITH US TODAY!

087 188 6963/6964

enquiries@credixdebtmanagement.co.za