Debt Counselling

Services

Review & Restructure

Credix Debt Managers will review your available funds , help you save and structure affordable repayments for you based on your debt.

Protection

We'll protect you from harassing collection calls & mail as well has keep your home & vehicles from being repossessed.

Counselling

We'll advise & educate you on the regulations & laws surrounding debt as well as monitor your credit report to assist you.

Debt Review & Counselling

Debt counselling, also known as debt review, is a formal debt relief solution whereby all your debt repayments are consolidated into a single, affordable payment usually lower than you existing instalments, which will settle all your debts within a reasonable period of time.

How We Do It

Reviewing
  • Living Expenses Reviewed

  • Making Saving Suggestions

  • How to Use Remaining Money for Debt Repayment

Reviewing
Restructuring
  • Repayment to creditors normally over longer periods (60, 72, 240 months depending on nature of debt)

  • Repayment to be realistic and manageable

Restructuring
Protection
  • From collection calls, mails, and visits from creditors

  • For assets (cars, houses etc) to be protected from repossession 

  • Governed by the National Credit Act 34 of 2005

  • Court Order & Consent Order obtained to stop any further legal action.

Protection
Counselling
  • Annual budget reviews with a suggested 5% escalation on debt repayments to shorten the debt counselling period

  • Flagging on the credit report to deter further debt and enable the client to focus on the existing debt

  • Support availed to clients throughout the period from seasoned debt counsellors on debt review matters and any matters arising from the debt-related stress matters.

  • Continuous education of clients on amendments to acts and regulations governing the industry

Counselling

Debt Review

Debt counselling, also known as debt review, is a formal debt relief solution whereby all your debt repayments are consolidated into a single, affordable payment usually lower than you existing instalments, which will settle all your debts within a reasonable period of time. 

Contact Us