Debt Counselling

Services

Review & Restructure

Credix Debt Managers will review your available funds , help you save and structure affordable repayments for you based on your debt.

Protection

We'll protect you from harassing collection calls & mail as well has keep your home & vehicles from being repossessed.

Counselling

We'll advise & educate you on the regulations & laws surrounding debt as well as monitor your credit report to assist you.

Debt Review & Counselling

Debt counselling, also known as debt review, is a formal debt relief solution whereby all your debt repayments are consolidated into a single, affordable payment usually lower than you existing instalments, which will settle all your debts within a reasonable period of time.

How We Do It

Reviewing
  • Living Expenses Reviewed

  • Making Saving Suggestions

  • How to Use Remaining Money for Debt Repayment

Reviewing
Restructuring
  • Repayment to creditors normally over longer periods (60, 72, 240 months depending on nature of debt)

  • Repayment to be realistic and manageable

Restructuring
Protection
  • From collection calls, mails, and visits from creditors

  • For assets (cars, houses etc) to be protected from repossession 

  • Governed by the National Credit Act 34 of 2005

  • Court Order & Consent Order obtained to stop any further legal action.

Protection
Counselling
  • Annual budget reviews with a suggested 5% escalation on debt repayments to shorten the debt counselling period

  • Flagging on the credit report to deter further debt and enable the client to focus on the existing debt

  • Support availed to clients throughout the period from seasoned debt counsellors on debt review matters and any matters arising from the debt-related stress matters.

  • Continuous education of clients on amendments to acts and regulations governing the industry

Counselling

Debt Review

Debt counselling, also known as debt review, is a formal debt relief solution whereby all your debt repayments are consolidated into a single, affordable payment usually lower than you existing instalments, which will settle all your debts within a reasonable period of time. 

Debt Consolidation

Debt consolidation is a solution that:

  • PAYS OFF your existing debt
  • lumps up your payments into ONE
  • eliminates ARREARS
  • makes debt repayment AFFORDABLE
  • improves your CASH FLOW
  • Lower INTEREST RATE

At Credix Debt Management, we can help you to consolidate your debt repayments as well as protect your assets from repossession. More importantly, we also assist to reduce the total cost of your debt by reducing interest rates and charges.

By streamlining your payments into one.

Contact us for a No Obligation Free Assessment and Free Credit Check

Within 5 minutes we will be able to advise you of your new installment and bring you immediate relief from excessive installments.

Contact Us